Payment Policy – PhotonNovas

Effective Date: March 6, 2025

At PhotonNovas, we strive to provide a secure and seamless payment experience for our customers. Please review our Payment Policy for details on accepted payment methods, billing procedures, and security measures.

1. Accepted Payment Methods

We accept the following payment options for all orders:

✅ Credit/Debit Cards (Visa, MasterCard, American Express, Discover)
✅ PayPal
✅ Apple Pay & Google Pay
✅ Cryptocurrency Payments (Bitcoin, Ethereum, and select cryptocurrencies)
✅ Bank Transfers (for bulk or custom orders)

📌 Note: Payment options may vary depending on your location.

2. Payment Processing

💳 Payments are processed immediately upon order placement.
🔒 All transactions are secured with advanced encryption and fraud prevention technologies.
⚠️ If a payment is declined, please check with your bank or payment provider before trying again.

3. Currency & Pricing

💲 All prices are displayed in USD ($) unless otherwise specified.
🌍 Customers may be charged in local currency depending on their bank’s exchange rate and conversion fees.
🔄 Prices are subject to change without notice due to market fluctuations or special promotions.

4. Taxes & Additional Charges

🏛️ Sales tax, VAT, or import duties may apply based on your location.
🌍 International customers are responsible for customs fees or international transaction charges.

5. Order Confirmation & Invoices

📩 Once a payment is successfully processed, you will receive an order confirmation email.
⏳ If you do not receive an email within 24 hours, check your spam folder or contact us.
📜 Invoices for purchases can be requested via email if needed.

6. Payment Security

🔒 We use SSL encryption to ensure that all transactions are secure and protected.
🚫 PhotonNovas does not store sensitive payment details such as credit card numbers.
⚠️ If we detect suspicious or fraudulent transactions, we reserve the right to cancel the order and issue a refund.

7. Refunds & Chargebacks

💰 Refunds are processed according to our Refund & Return Policy.
🚨 If you believe an unauthorized charge has been made, please contact us immediately.
⚠️ Chargebacks without prior communication may result in account suspension or future order restrictions.

8. Subscription & Recurring Payments (If applicable)

📅 Some products or services may be offered on a subscription basis with recurring payments.
📢 Customers will be notified before each billing cycle and can cancel anytime.

9. Failed or Declined Payments

❌ If a payment fails, please check:

✔️ Sufficient funds on your card.
✔️ If your bank has placed any restrictions on your card.
✔️ If your billing information is correct.

💡 If issues persist, try a different payment method or contact your bank for assistance.

10. Contact Us

For any payment or billing inquiries, reach out to our support team:

📧 Email: info@photonnovas.xyz
📞 Phone: 307-621-0431

Thank you for shopping at PhotonNovas – Secure Payments, Hassle-Free Shopping!